A FAITH-BASED CREDIT REPAIR & MORTGAGE READINESS PROGRAM
Repair Your Credit.
Reset Your Finances.
Own Your Home.
We help renters and people who've been denied become mortgage-ready in 90 days — without confusion, overwhelm, or starting over alone.
"What truly sets Jerrica apart is her seamless transition into the role of my realtor. She has been exceptionally nice, approachable, and knowledgeable about the real estate market. Jerrica took the time to understand my needs and preferences, always keeping my best interests at heart. Her professionalism and unwavering commitment to her clients shine through in everything she does.
Thanks to Jerrica, not only has my credit improved dramatically, but I also feel confident and empowered as I navigate the real estate market. If you’re looking for someone who is both a credit repair expert and a fantastic realtor, look no further than Jerrica. She is truly a gem in her field!"
-Glenn D.
Repair
Credit
Reset
Finances
Build
Savings
Buy
A Home
Most People Don't Fail To Buy A Home Because They're Irresponsible. They Fail Because Of:
A credit score nobody taught them how to build
Collections and late payments they don't know how to challenge
Debt-to-income ratios that quietly disqualify them
No one in their corner who knows both credit AND real estate
No strategic plan of action
No accountability
That's exactly where 180 Money Reset comes in. We walk with you through credit repair, financial coaching, and mortgage preparation — so by the time you sit down with a lender, you're already approved on paper.
We Can Help You Even If…
You have collections, charge-offs, or late payments you don't know how to handle
You've been denied for anything because of your credit
You want to buy a home but don't know where to start
You make decent money but your scores don't reflect it
Core Solutions
Credit Repair & Dispute Strategy
Metro 2 compliant dispute letters that challenge inaccurate negative items the right way.
Real Estate Representation
When you're ready to buy, you already have a licensed agent in your corner who built your file.
90-Day Mortgage Readiness Coaching
A step-by-step plan to get your credit, debt, income, and savings where lenders want them.
Score Monitoring & Progress Tracking
We watch your reports every step of the way so you always know where you stand.
Personalized Financial Reset Plan
A custom budget and debt payoff strategy built around your actual numbers and goals.
Accountability
Group cohorts, weekly check-ins, and a coach who doesn't let you give up on yourself.
How We Can Work Together
Done-For-You Credit Repair
We handle your dispute letters, bureau communication, and score strategy..
90-Day Cohort Program
Join a group of people on the same journey — structured, supported, and results-driven.
1-on-1 Coaching
Private sessions for clients who want a fully personalized path to homeownership.
Meet Your COACH
Hello Wealthy One, I'm Jerrica. I'm a Realtor, financial coach, and published author — and I built 180 Money Reset because I watched too many people get turned away from homeownership not because they didn't deserve it, but because nobody showed them the path.
I combine credit repair, financial coaching, and real estate in one program so my clients don't have to run to three different people and hope they're all saying the same thing. When you work with me, we fix the credit, reset the finances, and I walk you all the way to closing day.
Today, I specialize in helping leaders:
Remove the negative items that are silently blocking them from the life they've worked for
Build a real financial foundation — budgets, savings, and debt strategies that actually fit their life
Cross the finish line into homeownership with a licensed agent who already knows their file inside and out
My clients are people who've been denied, families with collections they didn't know how to challenge, and people who make good money but have scores that don't show it. They come to me overwhelmed. They leave as homeowners.
When I'm not coaching clients or negotiating real estate deals, you'll find me in church, writing, or pouring into the next person who just needs someone to believe in their comeback before they believe in it themselves.
If you're ready to stop renting someone else's future and start building your own — I want to talk.
I just completed the 30-Day Financial Challenge, and I can honestly say—it was an absolute blessing. I signed up expecting to learn a few budgeting tips, but what I gained was so much more. This course opened my eyes to the full picture of my finances, helping me understand not only how to manage my money, but how to take control of my financial future.
— Anonymous
“I learned practical strategies to improve my credit, smarter ways to save, and even discovered creative options to bring in extra income. The lessons were clear, empowering, and full of wisdom. I’m walking away from this challenge more confident, more informed, and more motivated than ever before. I truly feel like I’ve been set up for success, and I’m so grateful for the experience!.”
— Ms. Smith
"I met with Jerrica about my options to purchase a home. As I talked with a few people who had purchased before I allowed fear, self doubt, and feeling I was not qualified to purchase a home over ride what I knew I was called to do. speak to lenders. After speaking to two lenders I chose one.
Jerrica understood my busy schedule at work and was willing to help as much as she could with relaying information and questions. With a hectic work schedule we have done virtual tours to help me navigate the process and not take time off work. Today I received a pre qualification letter and I have just two things that will finalize my pre approval. You may qualify just like I did but you will never know if you don’t at least have the conversation. Here is to being a homeowner in the next few weeks. It won’t be long! This is my year to be a homeowner. Thank you God and Jerrica!"
— Kayla H.
Ready To Stop Being Told No And Finally Hear Yes?
Book your free Credit Strategy Call today. In 30 minutes we'll look at where you are, where you need to be, and exactly what it's going to take to get you there.